Home/Catalog/California Life and Health Agent Exam
SummitCert
California Life and Health Agent Exam
Insurance

California Life, Accident and Health Insurance Agent Exam (CDI)

Life, accident and health insurance basics, policy types, riders and California law — practice for the California life and health agent exam, with 1,000 flashcards, 350 quiz questions and a 150-question mock exam.

Try a free sample I have a code

One-time purchase · lifetime access · study on any device

Everything included — in full detail

This is exactly what you unlock. No vague promises — real numbers, straight from the portal.

350+ exam-style practice questions quiz pool

Your full practice pool — 350 questions total, written to mirror the real exam blueprint, with full answer explanations for every question.

20 exam domains covered

Including General Insurance: Basic Insurance Concepts and Principles, General Insurance: Contract Law, General Insurance: The Insurance Marketplace, and more.

Full mock exam — 150 questions, 180-min timed

A complete, realistic exam-day simulation with the same question count and time limit as the real thing.

1000+ flashcards

Covering every key term, concept, and framework you're expected to know.

132+ curated video lessons

Hand-picked walkthroughs and explainers organized by topic.

30+ diagrams & visual references

Visual breakdowns of the frameworks and models the exam tests you on.

10+ key formulas & quick-reference sheet

The exact formulas and calculations you need, ready to review before test day.

121+ term glossary

A searchable glossary so unfamiliar terminology never slows you down.

3 recommended books for California Life and Health Agent Exam

Real field-reference and career reading picked for this profession — never more exam-prep.

Progress tracking & study planner

See your accuracy by domain, spot weak areas early, and follow a built-in study schedule.

Works on phone, tablet & desktop

Study anywhere — your progress syncs on the device you are using and picks up where you left off.

Lifetime access, one-time purchase

No subscriptions, no renewals — buy once and keep studying until you pass.

See the California Life and Health Agent Exam portal

Real screenshots — this is exactly what you'll be studying in. Click to zoom in.

How would you like to start?

Try before you buy, or jump straight into full access.

Add anything you like — you can also add other exams to the same order before checking out once.

Portal Access
$26.99

Full study portal: question bank, quiz & exam modes, flashcards, glossary, progress tracking. One-time purchase, lifetime access.

+ Extra Mock Exam
$8.99

A mock exam written specifically for your order — not from the standard bank. Does not include portal access on its own. Order as many as you like; every order is a new batch, different from the one you previously purchased.

Adjust quantity in your cart — always unique

+ Higher-Difficulty Tier
$11.99

A tougher, "exam-hard" mock exam written specifically for your order, pushed past standard difficulty. Does not include portal access on its own. Order as many as you like; every order is a new batch, different from the one you previously purchased.

Adjust quantity in your cart — always unique

Best value
Full Bundle
$34.99

Portal Access plus one bonus Higher-Difficulty mock exam — the best-value way to start. (Extra Mock Exams can be added separately anytime, as many as you like.)

Digital Flashcards
$7.98

A custom set of flashcards written specifically for your order — pick how many you want. Delivered as its own unique link & code, separate from portal access.

How many cards?

Price updates automatically — nothing to calculate yourself.

Adjust quantity in your cart — always unique

Topics you'll drill

8 core topics pulled straight from the real question bank.

  • General Insurance: Basic Insurance Concepts and Principles
  • General Insurance: Contract Law
  • General Insurance: The Insurance Marketplace
  • Life Insurance: Basics
  • Life Insurance: Types of Life Policies
  • Life Insurance: Annuities
  • Life Insurance: Policy Replacement and Cancellation
  • Life Insurance: The Individual Life Insurance Contract

California Life and Health Agent Exam exam requirements & cost

Straight from the certifying body — separate from what we charge for the study portal.

Eligibility
California requires an approved prelicensing education course (for example, 20 hours each for Life and for Accident and Health, as listed by the CDI) and a fingerprint-based license application; confirm the current requirements with the CDI before you schedule
Real exam cost
PSI charges a US$43 convenience fee to take the exam at a PSI location, and the CDI charges its own license examination fee; confirm both on the CDI exam-info page
Format
Combined exam: 150 questions (Life 75 + Accident and Health or Sickness 75) · 195 minutes · passing standard: 60%

The California Life, Accident and Health agent exam is the written licensing examination for the Life Agent and Accident and Health or Sickness Agent license in California. It is issued under the authority of the California Department of Insurance (CDI); examinations administered by PSI Services LLC. The exam has 150 questions (75 Life + 75 Accident and Health or Sickness) and a time allowance of 195 minutes. The CDI's exam information states that California license examinations require a score of 60 percent to pass (the Life and Disability Analyst, Adjuster and Bail exams use different standards). PSI charges a US$43 convenience fee to take the exam at a PSI location, and the CDI charges its own license examination fee; confirm both on the CDI exam-info page. The content outline spreads questions across 20 areas; the largest are General Insurance: Basic Insurance Concepts and Principles (10.67%); Medical Expense Insurance: Senior Health Products (10.0%); General Insurance: The Insurance Marketplace (9.33%). California requires an approved prelicensing education course (for example, 20 hours each for Life and for Accident and Health, as listed by the CDI) and a fingerprint-based license application; confirm the current requirements with the CDI before you schedule. This portal prepares you for the written exam; it does not replace California prelicensing education or the state's license application.

California Life and Health Agent Exam exam blueprint

Real domain weighting from the certifying body's own published exam syllabus.

  • General Insurance: Basic Insurance Concepts and Principles10.67%
  • General Insurance: Contract Law6.67%
  • General Insurance: The Insurance Marketplace9.33%
  • Life Insurance: Basics5.33%
  • Life Insurance: Types of Life Policies6.67%
  • Life Insurance: Annuities5.33%
  • Life Insurance: Policy Replacement and Cancellation2.67%
  • Life Insurance: The Individual Life Insurance Contract6.67%
  • Life Insurance: Taxation of Life Insurance and Annuities2%
  • Life Insurance: Group Life Insurance Plans1.33%
  • Life Insurance: Social Security Disability Program0.67%
  • Life Insurance: Individual Underwriting, Pricing, and Claims2%
  • Life Policy Riders2.67%
  • Medical and Disability Insurance: General Concepts2.67%
  • Medical Expense Insurance: Individual Insurance9.33%
  • Medical Expense Insurance: Group Medical Expense Insurance5.33%
  • Medical Expense Insurance: Patient Protection and Affordable Care Act5.33%
  • Medical Expense Insurance: Senior Health Products10%
  • Disability Income Insurance2.67%
  • Long-Term Care Insurance2.67%
Last verified: October 2026·Exam blueprint: Verified on October 4, 2026: the domain weights and the 150-question, 195-minute combined format come from this portal's production record, which cites the CDI Life Agent and Accident and Health educational objectives (Cal. Ins. Code scope). The 60% passing standard and the US$43 PSI convenience fee come from search extracts of insurance.ca.gov and the PSI Candidate Information Bulletin (revised February 2025); the CDI's own license examination fee was not shown in those extracts. Confirm fees and the passing standard with the CDI and PSI before you register.·Primary source: California Department of Insurance (CDI) — candidate materials ↗
Read the full pass rate & study guide

Real pass rate, retake policy, scoring, and a study timeline for California Life and Health Agent Exam — free, no purchase required.

Common questions

The exam has 150 questions (75 Life + 75 Accident and Health or Sickness) and you are given 195 minutes. Combined exam: 150 questions (Life 75 + Accident and Health or Sickness 75) · 195 minutes.

You might also need

SummitCert
Life & Health Insurance License (General Knowledge)

Life, health and accident policy types, riders and provisions, underwriting, social insurance and field procedures -- practice for the general-knowledge part of state life and health producer exams, with 1,000 flashcards, 350 quiz questions and a 100-question mock exam.

from $26.99View →
SummitCert
Property & Casualty Insurance License (General Knowledge)

Property and casualty policy types, insurance terms, policy provisions and contract law -- practice for the general-knowledge part of state property and casualty producer exams, with 1,000 flashcards, 350 quiz questions and a 100-question mock exam.

from $26.99View →
SummitCert
Examens AMF en assurance de dommages (Québec)

Préparez les examens de l'AMF en assurance de dommages au Québec : 03-114, 03-411, 03-412 et 03-413, note de passage de 60 % — avec 1 000 fiches de révision, 350 questions d'entraînement et un examen blanc de 110 questions.

from $41.99View →
SummitCert
California Property and Casualty Exam

Property, casualty, personal and commercial lines and California insurance law — practice for the California property and casualty broker-agent exams, with 1,000 flashcards, 350 quiz questions and a 150-question mock exam.

from $26.99View →
SummitCert
Florida Health and Life Agent Exam (2-15)

Life, health, annuity and Florida statutes content for the Florida 2-15 agent exam — with 1,000 flashcards, 350 quiz questions and a 150-question mock exam.

from $26.99View →
Try a free sample first