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Life & Health Insurance License (General Knowledge)
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Life and Health Insurance Producer License — General Knowledge (Pearson VUE state exams)

Life, health and accident policy types, riders and provisions, underwriting, social insurance and field procedures -- practice for the general-knowledge part of state life and health producer exams, with 1,000 flashcards, 350 quiz questions and a 100-question mock exam.

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350+ exam-style practice questions quiz pool

Your full practice pool — 350 questions total, written to mirror the real exam blueprint, with full answer explanations for every question.

9 exam domains covered

Including Types of Life Insurance Policies, Life Insurance Policy Riders, Provisions, Options, and Exclusions, Completing the Application, Underwriting, and Delivering the Policy, and more.

Full mock exam — 100 questions, 150-min timed

A complete, realistic exam-day simulation with the same question count and time limit as the real thing.

1000+ flashcards

Covering every key term, concept, and framework you're expected to know.

125+ curated video lessons

Hand-picked walkthroughs and explainers organized by topic.

31+ diagrams & visual references

Visual breakdowns of the frameworks and models the exam tests you on.

12+ key formulas & quick-reference sheet

The exact formulas and calculations you need, ready to review before test day.

109+ term glossary

A searchable glossary so unfamiliar terminology never slows you down.

3 recommended books for Life & Health Insurance License (General Knowledge)

Real field-reference and career reading picked for this profession — never more exam-prep.

Progress tracking & study planner

See your accuracy by domain, spot weak areas early, and follow a built-in study schedule.

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Topics you'll drill

8 core topics pulled straight from the real question bank.

  • Types of Life Insurance Policies
  • Life Insurance Policy Riders, Provisions, Options, and Exclusions
  • Completing the Application, Underwriting, and Delivering the Policy
  • Retirement and Other Insurance Concepts
  • Types of Health and Accident Insurance Policies
  • Health Policy Provisions, Clauses, and Riders
  • Social Insurance
  • Other Insurance Concepts

Life & Health Insurance License (General Knowledge) exam requirements & cost

Straight from the certifying body — separate from what we charge for the study portal.

Eligibility
Set by each state insurance department: typically a licence application, any required pre-licensing education, and passing the state's general and state-law examinations (Texas and Illinois used as worked examples)
Real exam cost
Set by the state — for example Texas General Lines Life, Accident & Health $49 (Pearson VUE handbook, October 2024); Illinois $92 per exam, including a $50 state administrative fee
Format
General-knowledge section of the state exam · Texas Life & Health outline: 100 scored + 10 pretest questions (plus a 30 + 5 state-law section) · Texas combined exam time 150 minutes · computer-based at Pearson VUE · scaled pass mark 70

There is no single national life and health licensing exam. Each US state insurance department decides who may sit for a life or accident-and-health producer licence, what pre-licensing education is required, what the exam costs and how it is passed, and Pearson VUE delivers the exams for many states. Most state exams have two parts: a general section on insurance product knowledge, and a state section on that state's insurance laws, rules and regulations. This portal covers the general product-knowledge content (policy types, riders, provisions, underwriting, health and accident coverages, social insurance and field underwriting), which is the content in Pearson VUE's published general-knowledge outlines. As worked examples of state rules: Texas lists the General Lines Life, Accident & Health exam at 150 minutes and $49 in Pearson VUE's October 2024 handbook, and its September 2026 content outline gives the general knowledge portion as 100 scoreable questions plus 10 pretest questions and the Texas-law portion as 30 scoreable plus 5 pretest. Illinois charges $92 per exam, which includes a $50 state administrative fee, and splits the exam into separate Life and Accident & Health general and state exams that must both be passed within 90 days. Always confirm the fee, time limit and steps with your own state insurance department and Pearson VUE.

Life & Health Insurance License (General Knowledge) exam blueprint

Real domain weighting from the certifying body's own published exam syllabus.

  • Types of Life Insurance Policies15%
  • Life Insurance Policy Riders, Provisions, Options, and Exclusions15%
  • Completing the Application, Underwriting, and Delivering the Policy12%
  • Retirement and Other Insurance Concepts8%
  • Types of Health and Accident Insurance Policies16%
  • Health Policy Provisions, Clauses, and Riders15%
  • Social Insurance6%
  • Other Insurance Concepts5%
  • Field Underwriting Procedures8%
Last verified: October 2026·Exam blueprint: Pearson VUE's Texas Insurance Content Outlines #124401 (effective September 1, 2026) were read in full for the Life and Health general knowledge outline (100 scoreable plus 10 pretest questions, nine content areas with percentage weights) and the Texas state-law outline. The Texas Insurance Licensing Candidate Handbook #124400 (October 2024: exam list, times, fees, retake and scoring policy), the Illinois Insurance Content Outlines #121402 and the Illinois Insurance Candidate Handbook #121400 (2026) were read directly on 2026-10-01. Licensing rules, fees and time limits differ by state and change; confirm them with your state insurance department.·Primary source: Pearson VUE — Texas Insurance Content Outlines #124401 (effective September 1, 2026) ↗
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Common questions

No. Each US state insurance department sets its own licensing requirements, and exams are delivered by Pearson VUE for many states. Most state exams combine a general section on insurance product knowledge with a state section on that state's insurance laws. This portal covers the general product-knowledge content; you still need to study your own state's law section and confirm the rules with your state insurance department.

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