Home/Catalog/North Carolina Life and Health Agent Exams
SummitCert
North Carolina Life and Health Agent Exams
Insurance

North Carolina Life and Accident and Health or Sickness Agent Exams (NCDOI)

Life and accident and health content plus North Carolina law — practice for the North Carolina agent exams, with 1,000 flashcards, 350 quiz questions and a 110-question mock exam.

Try a free sample I have a code

One-time purchase · lifetime access · study on any device

Everything included — in full detail

This is exactly what you unlock. No vague promises — real numbers, straight from the portal.

350+ exam-style practice questions quiz pool

Your full practice pool — 350 questions total, written to mirror the real exam blueprint, with full answer explanations for every question.

9 exam domains covered

Including Types of Individual Life Insurance, Annuities, Life Policy Provisions, Options, and Other Features, and more.

Full mock exam — 110 questions, 150-min timed

A complete, realistic exam-day simulation with the same question count and time limit as the real thing.

1000+ flashcards

Covering every key term, concept, and framework you're expected to know.

186+ curated video lessons

Hand-picked walkthroughs and explainers organized by topic.

30+ diagrams & visual references

Visual breakdowns of the frameworks and models the exam tests you on.

11+ key formulas & quick-reference sheet

The exact formulas and calculations you need, ready to review before test day.

108+ term glossary

A searchable glossary so unfamiliar terminology never slows you down.

Progress tracking & study planner

See your accuracy by domain, spot weak areas early, and follow a built-in study schedule.

Works on phone, tablet & desktop

Study anywhere — your progress syncs on the device you are using and picks up where you left off.

Lifetime access, one-time purchase

No subscriptions, no renewals — buy once and keep studying until you pass.

See the North Carolina Life and Health Agent Exams portal

Real screenshots — this is exactly what you'll be studying in. Click to zoom in.

How would you like to start?

Try before you buy, or jump straight into full access.

Try a free sample

No purchase needed — try real flashcards, a quiz, or a mock exam right now.

Try it free

Topics you'll drill

8 core topics pulled straight from the real question bank.

  • Types of Individual Life Insurance
  • Annuities
  • Life Policy Provisions, Options, and Other Features
  • Other Life Topics
  • North Carolina Statutes and Regulations Pertinent to Life
  • Accident and Health Insurance Policies
  • Accident and Health Insurance Provisions
  • Other Accident and Health Topics

North Carolina Life and Health Agent Exams exam requirements & cost

Straight from the certifying body — separate from what we charge for the study portal.

Eligibility
North Carolina requires you to hold a valid license application with NIPR, complete required prelicensing education for the lines you want and pass the Pearson VUE exam; confirm the current requirements with the NCDOI
Real exam cost
US$45 per examination attempt, paid to Pearson VUE when you reserve (North Carolina candidate handbook)
Format
110 questions (Life 55 + Accident and Health or Sickness 55, each plus up to 5 pretest questions) · 150 minutes · each exam has a general portion and a North Carolina portion · passing standard: scaled score of 70

The North Carolina Life and Accident and Health agent exams is the written licensing examination for the Life Agent and Accident and Health or Sickness Agent licenses (major lines of authority) in North Carolina. It is issued under the authority of the North Carolina Department of Insurance (NCDOI); examinations administered by Pearson VUE. The exam has 110 questions (55 Life + 55 Accident and Health or Sickness) and a time allowance of 150 minutes. The North Carolina handbook explains that results are reported on a scale on which 70 is the passing score; candidates do not need to pass every component, because the total number of questions answered correctly determines the result. US$45 per examination attempt, paid to Pearson VUE when you reserve (North Carolina candidate handbook). The content outline spreads questions across 9 areas; the largest are Accident and Health Insurance Policies (20.0%); Types of Individual Life Insurance (15.45%); North Carolina Statutes and Regulations Pertinent to Life (12.73%). North Carolina requires you to hold a valid license application with NIPR, complete required prelicensing education for the lines you want and pass the Pearson VUE exam; confirm the current requirements with the NCDOI. This portal prepares you for the written exam; it does not replace North Carolina prelicensing education or the state's license application.

North Carolina Life and Health Agent Exams exam blueprint

Real domain weighting from the certifying body's own published exam syllabus.

  • Types of Individual Life Insurance15.45%
  • Annuities4.55%
  • Life Policy Provisions, Options, and Other Features10%
  • Other Life Topics7.27%
  • North Carolina Statutes and Regulations Pertinent to Life12.73%
  • Accident and Health Insurance Policies20%
  • Accident and Health Insurance Provisions10%
  • Other Accident and Health Topics7.27%
  • North Carolina Statutes and Regulations Pertinent to Accident and Health12.73%
Last verified: October 2026·Exam blueprint: Verified on October 4, 2026: the Pearson VUE North Carolina candidate handbook (123400) was downloaded and read: exam fee US$45 per attempt, scaled passing score of 70, results reported by total correct answers. The 110-question length (55 + 55 questions, each with up to 5 pretest questions) and the domain weights come from the North Carolina Insurance Content Outlines #123415 (03/2026, effective March 2, 2026) as recorded in this portal's production record. Confirm the current fee and rules with the NCDOI and Pearson VUE before you register.·Primary source: North Carolina Department of Insurance (NCDOI) — candidate materials ↗
Read the full pass rate & study guide

Real pass rate, retake policy, scoring, and a study timeline for North Carolina Life and Health Agent Exams — free, no purchase required.

Common questions

The exam has 110 questions (55 Life + 55 Accident and Health or Sickness) and you are given 150 minutes. 110 questions (Life 55 + Accident and Health or Sickness 55, each plus up to 5 pretest questions) · 150 minutes · each exam has a general portion and a North Carolina portion.

You might also need

SummitCert
Life & Health Insurance License (General Knowledge)

Life, health and accident policy types, riders and provisions, underwriting, social insurance and field procedures -- practice for the general-knowledge part of state life and health producer exams, with 1,000 flashcards, 350 quiz questions and a 100-question mock exam.

from $26.99View →
SummitCert
Property & Casualty Insurance License (General Knowledge)

Property and casualty policy types, insurance terms, policy provisions and contract law -- practice for the general-knowledge part of state property and casualty producer exams, with 1,000 flashcards, 350 quiz questions and a 100-question mock exam.

from $26.99View →
SummitCert
Examens AMF en assurance de dommages (Québec)

Préparez les examens de l'AMF en assurance de dommages au Québec : 03-114, 03-411, 03-412 et 03-413, note de passage de 60 % — avec 1 000 fiches de révision, 350 questions d'entraînement et un examen blanc de 110 questions.

from $41.99View →
SummitCert
California Life and Health Agent Exam

Life, accident and health insurance basics, policy types, riders and California law — practice for the California life and health agent exam, with 1,000 flashcards, 350 quiz questions and a 150-question mock exam.

from $26.99View →
SummitCert
California Property and Casualty Exam

Property, casualty, personal and commercial lines and California insurance law — practice for the California property and casualty broker-agent exams, with 1,000 flashcards, 350 quiz questions and a 150-question mock exam.

from $26.99View →
Try a free sample first