Life and Health Insurance Producer License — General Knowledge (Pearson VUE state exams)
Life, health and accident policy types, riders and provisions, underwriting, social insurance and field procedures -- practice for the general-knowledge part of state life and health producer exams, with 1,000 flashcards, 350 quiz questions and a 100-question mock exam.
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Everything included — in full detail
This is exactly what you unlock. No vague promises — real numbers, straight from the portal.
Your full practice pool — 350 questions total, written to mirror the real exam blueprint, with full answer explanations for every question.
Including Types of Life Insurance Policies, Life Insurance Policy Riders, Provisions, Options, and Exclusions, Completing the Application, Underwriting, and Delivering the Policy, and more.
A complete, realistic exam-day simulation with the same question count and time limit as the real thing.
Covering every key term, concept, and framework you're expected to know.
Hand-picked walkthroughs and explainers organized by topic.
Visual breakdowns of the frameworks and models the exam tests you on.
The exact formulas and calculations you need, ready to review before test day.
A searchable glossary so unfamiliar terminology never slows you down.
Real field-reference and career reading picked for this profession — never more exam-prep.
See your accuracy by domain, spot weak areas early, and follow a built-in study schedule.
Study anywhere — your progress syncs on the device you are using and picks up where you left off.
No subscriptions, no renewals — buy once and keep studying until you pass.
See the Life & Health Insurance License (General Knowledge) portal
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Full study portal: question bank, quiz & exam modes, flashcards, glossary, progress tracking. One-time purchase, lifetime access.
A mock exam written specifically for your order — not from the standard bank. Does not include portal access on its own. Order as many as you like; every order is a new batch, different from the one you previously purchased.
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A tougher, "exam-hard" mock exam written specifically for your order, pushed past standard difficulty. Does not include portal access on its own. Order as many as you like; every order is a new batch, different from the one you previously purchased.
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Portal Access plus one bonus Higher-Difficulty mock exam — the best-value way to start. (Extra Mock Exams can be added separately anytime, as many as you like.)
A custom set of flashcards written specifically for your order — pick how many you want. Delivered as its own unique link & code, separate from portal access.
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Adjust quantity in your cart — always unique
Topics you'll drill
8 core topics pulled straight from the real question bank.
- Types of Life Insurance Policies
- Life Insurance Policy Riders, Provisions, Options, and Exclusions
- Completing the Application, Underwriting, and Delivering the Policy
- Retirement and Other Insurance Concepts
- Types of Health and Accident Insurance Policies
- Health Policy Provisions, Clauses, and Riders
- Social Insurance
- Other Insurance Concepts
Life & Health Insurance License (General Knowledge) exam requirements & cost
Straight from the certifying body — separate from what we charge for the study portal.
There is no single national life and health licensing exam. Each US state insurance department decides who may sit for a life or accident-and-health producer licence, what pre-licensing education is required, what the exam costs and how it is passed, and Pearson VUE delivers the exams for many states. Most state exams have two parts: a general section on insurance product knowledge, and a state section on that state's insurance laws, rules and regulations. This portal covers the general product-knowledge content (policy types, riders, provisions, underwriting, health and accident coverages, social insurance and field underwriting), which is the content in Pearson VUE's published general-knowledge outlines. As worked examples of state rules: Texas lists the General Lines Life, Accident & Health exam at 150 minutes and $49 in Pearson VUE's October 2024 handbook, and its September 2026 content outline gives the general knowledge portion as 100 scoreable questions plus 10 pretest questions and the Texas-law portion as 30 scoreable plus 5 pretest. Illinois charges $92 per exam, which includes a $50 state administrative fee, and splits the exam into separate Life and Accident & Health general and state exams that must both be passed within 90 days. Always confirm the fee, time limit and steps with your own state insurance department and Pearson VUE.
Life & Health Insurance License (General Knowledge) exam blueprint
Real domain weighting from the certifying body's own published exam syllabus.
- Types of Life Insurance Policies15%
- Life Insurance Policy Riders, Provisions, Options, and Exclusions15%
- Completing the Application, Underwriting, and Delivering the Policy12%
- Retirement and Other Insurance Concepts8%
- Types of Health and Accident Insurance Policies16%
- Health Policy Provisions, Clauses, and Riders15%
- Social Insurance6%
- Other Insurance Concepts5%
- Field Underwriting Procedures8%
Real pass rate, retake policy, scoring, and a study timeline for Life & Health Insurance License (General Knowledge) — free, no purchase required.
Common questions
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