Texas General Lines Property and Casualty Exam Pass Rate, Format & Study Guide

The Texas General Lines Property and Casualty agent exam (InsTC-PC06) is the written examination required for the General Lines Property and Casualty Agent license in Texas. It has 145 questions and a 150 minutes time allowance, and it is administered under the Texas Department of Insurance (TDI); examination administered by Pearson VUE.

A Texas insurance license is required by state law to sell or solicit the covered lines of insurance. Passing the written exam is a required step before the department issues the license.

People preparing to become licensed insurance agents in Texas and candidates retaking the exam. Prelicensing education and application requirements are set by the state; check them before you schedule.

The certifying body does not publicly publish an official pass rate for this exam. Be wary of third-party sites citing a specific number here — treat any pass-rate claim you see elsewhere for this exam as unverified.

Fees are non-refundable and non-transferable. A passing result must be followed by a completed license application within 12 months, otherwise you must retake the examination.

Passing standard: The Texas handbook explains that results are reported on a scale on which 70 is the passing score; a score below 70 shows how close you came rather than the number or percentage of questions answered correctly. The exam has 145 questions with 150 minutes. No official pass rate for this exam was available in the sources we reviewed, so none is quoted here.

The exam has 145 questions with 150 minutes. Format: 145 questions · 150 minutes · exam code InsTC-PC06 · scaled score with a passing score of 70. Passing standard: The Texas handbook explains that results are reported on a scale on which 70 is the passing score; a score below 70 shows how close you came rather than the number or percentage of questions answered correctly.

• General I: Types of Policies (Property)16.92%
• General II: Insurance Terms and Related Concepts (Property)11.54%
• General III: Policy Provisions and Contract Law10%
• General IV: Types of Policies, Bonds, and Related Terms (Casualty)17.69%
• General V: Insurance Terms and Related Concepts (Casualty)11.54%
• General VI: Policy Provisions (Casualty)9.23%
• State I: Texas Statutes and Rules Common to Property and Casualty Insurance13.85%
• State II: Texas Statutes and Rules Pertinent to Property and Casualty Insurance9.23%

The content outline spreads questions across 8 areas: General I: Types of Policies (Property) (16.92%); General II: Insurance Terms and Related Concepts (Property) (11.54%); General III: Policy Provisions and Contract Law (10.0%); General IV: Types of Policies, Bonds, and Related Terms (Casualty) (17.69%); General V: Insurance Terms and Related Concepts (Casualty) (11.54%); General VI: Policy Provisions (Casualty) (9.23%); State I: Texas Statutes and Rules Common to Property and Casualty Insurance (13.85%); State II: Texas Statutes and Rules Pertinent to Property and Casualty Insurance (9.23%).

Texas requires state-approved prelicensing education for most lines, fingerprinting and a TDI license application (US$50 per license type per the handbook); confirm the current requirements with the TDI before you schedule.

US$49 per examination attempt, paid to Pearson VUE when you reserve (Texas candidate handbook, Available Exams and Fees). License application fees, fingerprinting, prelicensing education and continuing education are separate.

After you are licensed, Texas requires periodic license renewal and continuing education on the department's schedule; check the department for the current hours and deadlines.

Start with the heaviest areas of the content outline: General IV: Types of Policies, Bonds, and Related Terms (Casualty) (17.69%); General I: Types of Policies (Property) (16.92%); State I: Texas Statutes and Rules Common to Property and Casualty Insurance (13.85%). Then work through the remaining areas, practise state-specific statutes and rules separately from the general content, and finish with timed full-length practice runs of 145 questions in 150 minutes.

Content outlines, fees and passing standards change; this guide follows the materials listed under Verification as of October 2026. Check the department and test administrator before you register.