Georgia Life, Accident and Sickness Agent Exam Pass Rate, Format & Study Guide

The Georgia Life, Accident and Sickness agent combo exam (12-GA-06) is the written examination required for the Life, Accident and Sickness Agent license (combination examination 12-GA-06) in Georgia. It has 125 questions and a 150 minutes (2.5 hours) time allowance, and it is administered under the Georgia Office of Commissioner of Insurance and Safety Fire (Georgia Insurance Department); examination administered by Pearson VUE.

A Georgia insurance license is required by state law to sell or solicit the covered lines of insurance. Passing the written exam is a required step before the department issues the license.

People preparing to become licensed insurance agents in Georgia and candidates retaking the exam. Prelicensing education and application requirements are set by the state; check them before you schedule.

The certifying body does not publicly publish an official pass rate for this exam. Be wary of third-party sites citing a specific number here — treat any pass-rate claim you see elsewhere for this exam as unverified.

Candidates who do not pass may reschedule and pay the examination fee again; the handbook gives the current rules for reservation, retakes and the validity period of a passing result.

Passing standard: The Pearson VUE Georgia handbook states that the passing score is determined by the Georgia Insurance Department after a standard-setting study and does not publish it as a fixed percentage. The exam has 125 questions with 150 minutes (2.5 hours). No official pass rate for this exam was available in the sources we reviewed, so none is quoted here.

The exam has 125 questions with 150 minutes (2.5 hours). Format: 125 questions · 2 hours 30 minutes (150 minutes) · exam code 12-GA-06. Passing standard: The Pearson VUE Georgia handbook states that the passing score is determined by the Georgia Insurance Department after a standard-setting study and does not publish it as a fixed percentage.

• Life: Types of Policies12%
• Life: Policy Riders, Provisions, Options, and Exclusions12%
• Life: Completing the Application, Underwriting, and Delivering the Policy9.6%
• Life: Retirement and Other Insurance Concepts6.4%
• Accident and Sickness: Types of Policies12.8%
• Accident and Sickness: Policy Provisions, Clauses, and Riders12%
• Social Insurance4.8%
• Accident and Sickness: Other Insurance Concepts4%
• Accident and Sickness: Field Underwriting Procedures6.4%
• Georgia Laws, Rules, and Regulations Pertinent to Life, Accident and Sickness Insurance15.2%
• Georgia Rules and Codes Pertinent to Life Insurance Only2.4%
• Georgia Rules and Codes Pertinent to Accident and Sickness Insurance Only2.4%

The content outline spreads questions across 12 areas: Life: Types of Policies (12.0%); Life: Policy Riders, Provisions, Options, and Exclusions (12.0%); Life: Completing the Application, Underwriting, and Delivering the Policy (9.6%); Life: Retirement and Other Insurance Concepts (6.4%); Accident and Sickness: Types of Policies (12.8%); Accident and Sickness: Policy Provisions, Clauses, and Riders (12.0%); Social Insurance (4.8%); Accident and Sickness: Other Insurance Concepts (4.0%); Accident and Sickness: Field Underwriting Procedures (6.4%); Georgia Laws, Rules, and Regulations Pertinent to Life, Accident and Sickness Insurance (15.2%); Georgia Rules and Codes Pertinent to Life Insurance Only (2.4%); Georgia Rules and Codes Pertinent to Accident and Sickness Insurance Only (2.4%).

Georgia generally requires prelicensing education, passing the Pearson VUE examination and then applying for the license through the Georgia insurance licensing portal; confirm the current requirements with the Georgia Insurance Department.

US$67 per examination attempt (Pearson VUE Georgia candidate handbook, Available Examinations and Fees). License application fees, fingerprinting, prelicensing education and continuing education are separate.

After you are licensed, Georgia requires periodic license renewal and continuing education on the department's schedule; check the department for the current hours and deadlines.

Start with the heaviest areas of the content outline: Georgia Laws, Rules, and Regulations Pertinent to Life, Accident and Sickness Insurance (15.2%); Accident and Sickness: Types of Policies (12.8%); Life: Types of Policies (12.0%). Then work through the remaining areas, practise state-specific statutes and rules separately from the general content, and finish with timed full-length practice runs of 125 questions in 150 minutes.

Content outlines, fees and passing standards change; this guide follows the materials listed under Verification as of October 2026. Check the department and test administrator before you register.