Florida General Lines Agent Exam (2-20) Pass Rate, Format & Study Guide

The Florida General Lines agent exam (license 2-20) is the written examination required for the General Lines (Property and Casualty) Agent license, class 0220 / 2-20 in Florida. It has 160 scored questions (plus pretest questions) and a 180 minutes (3 hours) time allowance, and it is administered under the Florida Department of Financial Services (DFS); examination administered by Pearson VUE.

A Florida insurance license is required by state law to sell or solicit the covered lines of insurance. Passing the written exam is a required step before the department issues the license.

People preparing to become licensed insurance agents in Florida and candidates retaking the exam. Prelicensing education and application requirements are set by the state; check them before you schedule.

The certifying body does not publicly publish an official pass rate for this exam. Be wary of third-party sites citing a specific number here — treat any pass-rate claim you see elsewhere for this exam as unverified.

A passing score is valid for one year, and the handbook sets a limit of five examination attempts for the same examination type; you pay the examination fee for each attempt.

Passing standard: The Florida candidate handbook states that the passing score for all examinations is 70%, computed by dividing the number of questions answered correctly by the number of scored questions. The exam has 160 scored questions (plus pretest questions) with 180 minutes (3 hours). No official pass rate for this exam was available in the sources we reviewed, so none is quoted here.

The exam has 160 scored questions (plus pretest questions) with 180 minutes (3 hours). Format: 160 scored questions plus unscored pretest questions · 3 hours (180 minutes) · Florida Insurance Examination Content Outline effective January 1, 2026. Passing standard: The Florida candidate handbook states that the passing score for all examinations is 70%, computed by dividing the number of questions answered correctly by the number of scored questions.

• Types of Property Policies14%
• Property Insurance Terms and Related Concepts9.5%
• Property Policy Provisions and Contract Law8%
• Types of Casualty Policies, Bonds, and Related Terms15%
• Casualty Insurance Terms and Related Concepts9.5%
• Casualty Policy Provisions8%
• Florida Statutes, Rules, and Regulations Common to All Lines15%
• Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance15%
• Florida Statutes, Rules and Regulations Pertinent to Health Insurance6%

The content outline spreads questions across 9 areas: Types of Property Policies (14.0%); Property Insurance Terms and Related Concepts (9.5%); Property Policy Provisions and Contract Law (8.0%); Types of Casualty Policies, Bonds, and Related Terms (15.0%); Casualty Insurance Terms and Related Concepts (9.5%); Casualty Policy Provisions (8.0%); Florida Statutes, Rules, and Regulations Common to All Lines (15.0%); Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance (15.0%); Florida Statutes, Rules and Regulations Pertinent to Health Insurance (6.0%).

You apply for the license with the Florida DFS and may be required to complete state-approved prelicensing education and pay application, fingerprint and background-check fees; confirm the current rules with the DFS.

US$44 per examination attempt, paid to Pearson VUE when you reserve (Florida candidate handbook). License application fees, fingerprinting, prelicensing education and continuing education are separate.

After you are licensed, Florida requires periodic license renewal and continuing education on the department's schedule; check the department for the current hours and deadlines.

Start with the heaviest areas of the content outline: Types of Casualty Policies, Bonds, and Related Terms (15.0%); Florida Statutes, Rules, and Regulations Common to All Lines (15.0%); Florida Statutes, Rules and Regulations Pertinent to General Lines Insurance (15.0%). Then work through the remaining areas, practise state-specific statutes and rules separately from the general content, and finish with timed full-length practice runs of 160 scored questions in 180 minutes.

Content outlines, fees and passing standards change; this guide follows the materials listed under Verification as of October 2026. Check the department and test administrator before you register.