Florida All-Lines Adjuster Pass Rate, Format & Study Guide

The Florida Adjuster - All Lines examination has 100 scored multiple-choice questions plus 10 unidentified pretest questions that do not affect the score (Pearson VUE content outline, effective January 1, 2026). The passing score for all Florida insurance examinations is 70 percent, computed by dividing the number answered correctly by the total number of questions. This portal's practice mock has 100 questions.

Passing the exam is a required step toward a Florida 6-20 all-lines adjuster license, which you need to adjust property and casualty claims in Florida; some adjuster designations can exempt you from the exam.

People starting a claims adjusting career in Florida, including storm and catastrophe adjusters, and candidates retaking the exam.

The certifying body does not publicly publish an official pass rate for this exam. Be wary of third-party sites citing a specific number here — treat any pass-rate claim you see elsewhere for this exam as unverified.

A passing score is valid for one year from the date it was earned, and you must finish licensing within that year or retake the exam. There is a limit of five examination attempts for the same exam type during a twelve-month period.

The passing score for all Florida insurance examinations is 70 percent of the questions answered correctly. Format: 100 scored multiple-choice questions plus 10 pretest questions in 120 minutes. No official pass rate is available for this exam, so none is quoted here.

The Florida Adjuster - All Lines examination has 100 scored multiple-choice questions plus 10 unidentified pretest questions that do not affect the score (Pearson VUE content outline, effective January 1, 2026). The passing score for all Florida insurance examinations is 70 percent, computed by dividing the number answered correctly by the total number of questions. This portal's practice mock has 100 questions. 100 scored multiple-choice questions plus 10 unscored pretest questions · 120 minutes · pass: 70 percent · up to five attempts per 12 months. The passing score for all Florida insurance examinations is 70 percent of the questions answered correctly.

• Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices14%
• Casualty/Liability Insurance28%
• Fire and Allied Lines, Including Marine, Dwelling28%
• Motor Vehicle Physical Damage and Mechanical Breakdown Insurance15%
• Health Insurance2%
• Residual Markets2%
• Selected Florida Statutes and Rules11%

The content outline spreads questions across 7 areas: Property and Liability Insurance Concepts, Insurance Contracts, and Law and Adjusting Practices (14.0%); Casualty/Liability Insurance (28.0%); Fire and Allied Lines, Including Marine, Dwelling (28.0%); Motor Vehicle Physical Damage and Mechanical Breakdown Insurance (15.0%); Health Insurance (2.0%); Residual Markets (2.0%); Selected Florida Statutes and Rules (11.0%).

Florida residents desiring any insurance license must be at least 18 years of age, be a United States citizen or legal alien with work authorization and a bona fide Florida resident, submit an online application and submit fingerprints through Live Scan. The handbook says no examination other than Bail Bond requires pre-authorization. Adjuster applicants holding certain recognized designations (such as ACA, CALA, CCA or PCA) may be exempt from the exam.

Pearson VUE $44 for the exam; Department of Financial Services $50 application fee plus $5 license identification fee. Fingerprint fees and any pre-licensing course prices were not confirmed here.

This guide does not cover renewal or continuing education for Florida adjusters; check the Department of Financial Services for the current requirements.

Start with the heaviest areas of the content outline: Casualty/Liability Insurance (28.0%); Fire and Allied Lines, Including Marine, Dwelling (28.0%); Motor Vehicle Physical Damage and Mechanical Breakdown Insurance (15.0%). Then work through the remaining areas, and finish with timed full-length practice runs of 100 questions in one sitting.

Content outlines, fees and passing standards change; this guide follows the materials listed under Verification as of October 2026. Check the Florida Department of Financial Services and Pearson VUE before you register.